“Partnerships are becoming really vital to keep up with the speed of change with AI” –  Izge Cengiz Ercan, SVP, Director of Strategic Innovation, Valley

“You have to have the bravery to shield your team, to encourage them to try things, and to absorb the heat when something doesn’t go

“We’re shifting from traditional, product-centric models to a more customer-centric, digitally integrated ecosystem.” — Pepe Santos ,Sr. Risk Manager, Capital One September 26, 2025 9:01

“Digital transformation requires discipline and a focus on what truly delivers value”. — Michael Pfau, Former Chief Digital Officer, Axos Bank September 12, 2025 7:04